AR & IAR appointments, FCA applications
and ongoing compliance support.
Whether you’re seeking AR or IAR status, preparing for direct authorisation or strengthening an established business, we help you put the right framework in place.
Practical support across customer journeys, lender relationships, financial promotions, Consumer Duty, complaints and ongoing monitoring.
Explore credit broker support ↗
Whether you need AR or IAR status, direct FCA authorisation or ongoing compliance support, we can help you identify the right route for your business.
For firms that want to carry out regulated credit broking activity under our FCA permissions.
For partners that need lender access, or a controlled framework for their own lender relationships.
For firms that only need to introduce customers or distribute approved financial promotions.
For credit brokers that need audits, monitoring, policy support, Consumer Duty reviews or a full compliance function.
Need help with Meta verification for financial-services advertising on Facebook or Instagram? We assess your campaign, business model and customer journey, then agree the support needed. Meta verification is separate from FCA authorisation.
Explore Meta verification support →From understanding the permissions you need to preparing your application and responding to FCA questions, we help you build a well-controlled credit-broking business.
Already authorised? We also support regulatory reviews, changes to permissions and remediation.
Business plans, permissions analysis, compliance framework, policy pack and FCA question support.
Explore FCA application support ↗
Preparation for FCA reviews, customer journey testing, financial promotion checks and remediation planning.
Explore audits & health checks ↗
Monitoring plans, management information, file reviews, complaints oversight and board reporting.
Explore compliance monitoring ↗We support financial services businesses and their partners with practical, commercially aware compliance guidance. From regulatory routes and ongoing oversight to financial advertising, customer journeys and technology through AuthRoute, we help firms put the right support around their activity. Fair customer outcomes remain at the centre of our work.
A clear process, built around your business, from the first conversation to ongoing support.
Start a conversation ↗We review your business model, customer journey, target market, lender relationships, marketing channels, systems, people and intended regulated activity.
We help determine whether AR status, IAR status, direct authorisation, a variation of permission, or outsourced compliance support is the right route for your business.
We create or review the policies, controls, disclosures, training, monitoring plans, audit trails and management information needed to support your model.
Once the structure is live, we provide practical support through audits, reviews, financial promotion checks, customer outcome monitoring, complaints oversight, FCA reporting and ongoing advice.
Credit-broking compliance is not a one-off exercise. We help partners review performance, identify risks early and keep improving their controls as the business grows.
Becoming an AR or IAR is not simply a shortcut to FCA permissions. It is a regulated relationship that requires trust, oversight, clear responsibilities and strong customer outcomes.
We assess every prospective partner carefully before appointment. That includes the business model, financial standing, key individuals, customer journey, marketing approach, lender relationships, complaints process and operational readiness.
If approved, partners receive a clear framework setting out what they can do, how they must operate, what needs approval, how monitoring works and how issues are escalated.
Our aim is to create well-controlled, commercially strong credit-broking partnerships that protect customers and give partners the confidence to grow responsibly.
Authorised Compliance is led by Will Hurst, who has spent over 20 years working across consumer finance, credit broking, lender relationships, fintech platforms and regulated distribution models.
Will has worked with credit broking businesses from both sides of the principal and AR relationship. His experience includes managing AR and IAR networks, overseeing financial promotions, working with lender panels, building compliance frameworks, supporting customer outcome monitoring and leading regulated credit broking operations.
This gives Authorised Compliance a practical understanding of what good looks like—not just in policy documents, but in the day-to-day operation of a credit-broking business.
Our advice is built around experience, judgement and a clear understanding of FCA expectations.
Authorised Compliance made the FCA authorisation application process simple and stress-free. Their expertise ensured we met all requirements to submit our application in the timeframe we required.
Thanks to Authorised Compliance, we navigated complex queries from the regulator relating to our AR network, solving a complex problem with their advice and guidance.
The team at Authorised Compliance is incredibly knowledgeable and responsive. They helped us align with VISA and PCI standards and secure a trusted payment processor.
Whether you need AR status, IAR status, FCA application support, audit preparation or a full outsourced compliance function, we can help you move forward with the right structure. Speak to Authorised Compliance today.
Practical guidance for credit brokers, ARs and IARs covering FCA applications, financial promotions, Consumer Duty, complaints, monitoring and regulatory change.
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