AR & IAR appointments, FCA applications
and ongoing compliance support.
Whether you’re seeking AR or IAR status, preparing for direct authorisation or strengthening an established business, we help you put the right framework in place.
Practical support across customer journeys, lender relationships, financial promotions, Consumer Duty, complaints and ongoing monitoring.
Explore credit broker support ↗
Whether you need AR or IAR status, direct FCA authorisation or ongoing compliance support, we can help you identify the right route for your business.
For firms that want to carry out regulated credit broking activity under our FCA permissions.
For partners that need lender access, or a controlled framework for their own lender relationships.
For firms that only need to introduce customers or distribute approved financial promotions.
For credit brokers that need audits, monitoring, policy support, Consumer Duty reviews or a full compliance function.
From understanding the permissions you need to preparing your application and responding to FCA questions, we help you build a well-controlled credit-broking business.
Already authorised? We also support regulatory reviews, changes to permissions and remediation.
Business plans, permissions analysis, compliance framework, policy pack and FCA question support.
Preparation for FCA reviews, customer journey testing, financial promotion checks and remediation planning.
Monitoring plans, management information, file reviews, complaints oversight and board reporting.
We support credit brokers with practical, commercially aware compliance guidance designed to help them operate confidently in a regulated environment. From AR and IAR frameworks to FCA applications, financial promotions, customer journeys and ongoing monitoring, our role is to give brokers the structure, oversight and support they need to grow responsibly while keeping fair customer outcomes at the centre of their business.
A clear process, built around your business, from the first conversation to ongoing support.
Start a conversation ↗We review your business model, customer journey, target market, lender relationships, marketing channels, systems, people and intended regulated activity.
We help determine whether AR status, IAR status, direct authorisation, a variation of permission, or outsourced compliance support is the right route for your business.
We create or review the policies, controls, disclosures, training, monitoring plans, audit trails and management information needed to support your model.
Once the structure is live, we provide practical support through audits, reviews, financial promotion checks, customer outcome monitoring, complaints oversight, FCA reporting and ongoing advice.
Credit-broking compliance is not a one-off exercise. We help partners review performance, identify risks early and keep improving their controls as the business grows.
Becoming an AR or IAR is not simply a shortcut to FCA permissions. It is a regulated relationship that requires trust, oversight, clear responsibilities and strong customer outcomes.
We assess every prospective partner carefully before appointment. That includes the business model, financial standing, key individuals, customer journey, marketing approach, lender relationships, complaints process and operational readiness.
If approved, partners receive a clear framework setting out what they can do, how they must operate, what needs approval, how monitoring works and how issues are escalated.
Our aim is to create well-controlled, commercially strong credit-broking partnerships that protect customers and give partners the confidence to grow responsibly.
Authorised Compliance is led by Will Hurst, who has spent over 20 years working across consumer finance, credit broking, lender relationships, fintech platforms and regulated distribution models.
Will has worked with credit broking businesses from both sides of the principal and AR relationship. His experience includes managing AR and IAR networks, overseeing financial promotions, working with lender panels, building compliance frameworks, supporting customer outcome monitoring and leading regulated credit broking operations.
This gives Authorised Compliance a practical understanding of what good looks like—not just in policy documents, but in the day-to-day operation of a credit-broking business.
Our advice is built around experience, judgement and a clear understanding of FCA expectations.
Authorised Compliance made the FCA authorisation application process simple and stress-free. Their expertise ensured we met all requirements to submit our application in the timeframe we required.
Thanks to Authorised Compliance, we navigated complex queries from the regulator relating to our AR network, solving a complex problem with their advice and guidance.
The team at Authorised Compliance is incredibly knowledgeable and responsive. They helped us align with VISA and PCI standards and secure a trusted payment processor.
Whether you need AR status, IAR status, FCA application support, audit preparation or a full outsourced compliance function, we can help you move forward with the right structure. Speak to Authorised Compliance today.
Practical guidance for credit brokers, ARs and IARs covering FCA applications, financial promotions, Consumer Duty, complaints, monitoring and regulatory change.
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Specialist compliance support for UK credit brokers, Appointed Representatives and Introducer Appointed Representatives. We help firms build practical, FCA-aligned compliance frameworks covering customer journeys, financial promotions, AR/IAR oversight, Consumer Duty, complaints, monitoring and regulatory applications.
Services
FCA application supportAR and IAR supportCredit broker complianceWebsite and financial promotion reviewsConsumer Duty supportCompliance monitoringComplaints and customer outcome reviewsRegulatory remediation supportMeta advertising supportAuthRouteLead generators, affiliates & publishersUseful links
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Email: support@authorisedcompliance.com
Office address: Atlantic Business Centre, Atlantic Street, Broadheath, Altrincham, England, WA14 5NQ
Registered office: Atlantic Business Centre, Atlantic Street, Broadheath, Altrincham, England, WA14 5NQ
Authorised Compliance Ltd is a company incorporated in England and Wales with registered company number 15833435.
Authorised Compliance Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1025416.
Registered with the Information Commissioner’s Office under reference ZB802407.
