Expert Compliance Solutions for Credit Broking and Payment Services

Navigating regulatory challenges with tailored compliance solutions for credit brokers and payment-related businesses.

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Our Core Services

Authorised Compliance delivers “compliance by design” solutions for regulated UK firms — with a focus on credit broking, payment services, and affiliate marketing models. Whether you’re pursuing FCA authorisation or scaling with an AR network, we embed robust governance from day one.

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Regulatory Authorisation Support

Helping firms get authorised – and stay authorised.

  • FCA Direct Authorisation (DA) & Appointed Representative (AR) applications
  • Credit Broking permissions & consumer credit structuring
  • Business plans, compliance monitoring & governance frameworks
  • AR vs DA vs IAR model selection
  • Regulatory readiness reviews

Outsourced Compliance Function (OCF)

Ongoing compliance, without the headcount.

  • Financial promotion reviews (CONC, PRIN, Consumer Duty)
  • IAR onboarding, training & oversight (SUP 12)
  • Complaint handling, DISP reporting & root cause analysis
  • MI dashboards & board reporting packs
  • Risk registers, governance records, and file audits
  • CPD tracking, thematic reviews, marketing journey testing

Payment Services Compliance

Protect your business and your customers.

  • PCI DSS audits & remediation
  • SCA & PSD2 implementation
  • Card scheme requirements (VISA, Mastercard)
  • Payment processor applications
  • Fraud prevention & UX risk reviews

Why Authorised Compliance?

With over 20 years of experience in regulated credit broking and payments compliance, Authorised Compliance is your trusted partner for navigating complex regulatory landscapes. Our expertise ensures your business stays compliant, efficient, and focused on growth.

Deep Industry Expertise:

A track record of successfully helping businesses achieve and maintain compliance.

Tailored Solutions:

Customised frameworks designed to meet your unique business needs.

Proactive Support:

Stay ahead of regulatory changes with our ongoing monitoring and advisory services.

Client Success:

Proven results across credit broking and payments sectors.

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Meet Will Hurst,

Managing Director of Authorised Compliance

With over 20 years of experience in regulated credit broking, financial technology, and consumer lending, Will Hurst leads Authorised Compliance with a passion for helping businesses navigate complex regulatory landscapes. As an FCA-authorised individual for Senior Management Function (SMF16), Will brings unparalleled expertise to every client engagement.

"My mission is to simplify compliance for businesses, allowing them to focus on growth while ensuring they meet all regulatory requirements. At Authorised Compliance, we don’t just provide services—we build partnerships rooted in trust and success."

Testimonials

"Authorised Compliance made the FCA authorisation application process simple and stress-free. Their expertise ensured we met all requirements to submit our application in the timeframe we required."

Jon M. Director of a Credit Broking Firm

"Thanks to Authorised Compliance, we navigated complex queries from the regulator relating to our AR network, solving a complex problem with their advice and guidance."

Adam J. Director of Credit Broking Firm

"The team at Authorised Compliance is incredibly knowledgeable and responsive. They helped us align with VISA and PCI standards and secure a trusted payment processor."

Ross C. Founder of a Start-Up

Stay Updated with Compliance News

Explore our latest articles and resources to stay informed about industry trends and regulatory updates.

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What is Credit Broking Compliance? A Beginner’s Guide

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Choosing the Right FCA Compliance Consultant for Your Credit Broking Business

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What is Payment Services Compliance? A Beginner’s Guide

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Authorised Compliance Ltd is a company incorporated in England & Wales, with company registration number: 15833435.Our registered address is: The Motorworks, Chestergate, Macclesfield, England, SK11 6DU.We are not currently authorised or regulated by the Financial Conduct Authority (FCA).We are registered with the Information Commissioner’s Office under registration reference C1588780.

© 2025, Authorised Compliance Ltd.

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